PERSONAL LIABILITY RISK

One Missed Deadline Could Cost You Everything

California HOAs have 12+ mandatory Davis-Stirling deadlines per year.

Miss one, and your board can't raise assessments.

Miss two, and board members face personal liability lawsuits.

Karen tracks all 12. Never miss again.

No credit card required. 200+ California HOA boards trust Karen.

The Davis-Stirling Compliance Problem: You Don't Know What You're Missing

California law requires HOA boards to manage 12+ mandatory deadlines per year. Each deadline has specific filing requirements, penalties, and consequences if missed.

MISS THE ANNUAL BUDGET REPORT (Civil Code §5300)

  • You cannot raise assessments or levy special assessments
  • Homeowners can sue for breach of fiduciary duty
  • Board members face personal liability

MISS THE CPA REVIEW (Civil Code §5305)

  • Gross income > $75,000 requires annual review
  • Without it, board members can be personally liable for fraud
  • Previous fraud/embezzlement cases traced back to missing audits

MISS ASSESSMENT DISCLOSURE (Civil Code §5570)

  • Homeowners don't know if reserves are adequate
  • You cannot proceed with special assessments
  • Potential lawsuit from homeowners claiming breach

MISS RESERVE STUDY UPDATES (Civil Code §5550)

  • You don't know if your reserves are adequate for major repairs
  • If a $500K roof failure happens and reserves are underfunded, board is liable
  • Personal liability for individual board members

THE REAL PROBLEM:

Most boards don't have a calendar. When board members turn over, the new treasurer has no idea what's required.

Last month's deadline gets missed. Nobody notices until an angry homeowner threatens legal action -- usually 6 months later.

By then, it's too late to file.

12+

CA HOA deadlines per year

$50K-$200K

Average cost of HOA board litigation

Unlimited

Individual board member personal liability

Karen's Compliance Calendar: Never Miss a Deadline Again

Karen tracks every Davis-Stirling deadline, sends you reminders, and guides you through each filing requirement.

Automatic Deadline Tracking

All 12+ California deadlines pre-loaded. Customized to your HOA's fiscal year and specific requirements.

Multi-Channel Reminders

Email, text, and in-app notifications. 30 days before, 7 days before, and day-of reminders.

Step-by-Step Guides

Each deadline includes filing instructions, required documents, and best practices.

Board Member Turnover Protection

When board members change, the calendar stays. New members see exactly what's due.

Audit Trail

Proof of compliance for every deadline. If a lawsuit happens, you have documentation.

Legal Citations

Every deadline linked to the specific Civil Code section. Know exactly what's required.

Complete Protection:

Every Davis-Stirling deadline tracked automatically.

Board members get reminders before it's too late.

Outcome: Zero missed deadlines. Zero personal liability.

12+ Deadlines Karen Tracks

Annual Budget Report

§5300 · Annual

CPA Review/Audit

§5305 · Annual

Reserve Study Update

§5550 · Annual

Assessment Disclosure

§5570 · Annual

Election Procedures

§5105 · Annual

Open Meeting Act Compliance

§4900 · Monthly

Insurance Review

§5806 · Annual

CC&R Update Notice

§4365 · As needed

Document Production

§5200 · As requested

Architectural Guidelines Update

§4765 · Biennial

Dispute Resolution Notice

§5965 · As needed

Annual Policy Statement

§5310 · Annual

"We missed the annual budget deadline and couldn't raise assessments for 6 months. Cost us $40,000 in deferred maintenance. Karen would have prevented that."

-- James Williams

HOA Treasurer, San Diego

"As a new board member, I had no idea what deadlines we had. Karen showed me everything we were missing. Saved us from a potential lawsuit."

-- Maria Rodriguez

Board Secretary, Sacramento

Compliance Protection + Full Platform

Early Access

$35/seat/month

Most boards: 5-7 seats = $175-$245/month

Join Waitlist

No setup fees. No hidden charges. Cancel anytime.

FAQ

Does Karen cover all California HOA compliance requirements?

Yes. Karen tracks all 12+ mandatory Davis-Stirling deadlines, plus optional best practices for governance and operations.

What happens if I miss a deadline with Karen?

Karen sends multiple reminders (30 days, 7 days, day-of) via email, text, and in-app. If you still miss it, Karen flags it immediately and provides remediation steps.

Can Karen help with past missed deadlines?

Yes. Karen shows you which deadlines you've missed and provides guidance on how to catch up and avoid penalties.

Is Karen legally binding?

Karen provides compliance tracking and reminders. You're still responsible for filing. But Karen creates an audit trail showing you received reminders -- strong evidence of due diligence.

Protect Yourself From Personal Liability

Check your compliance score (free, 2 minutes) and see what deadlines you're missing.

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